Today Is...International Day of Banks

It isn't very often we get to quote Vladimir Lenin but apart from advice on how to achieve elegant facial hair, he also said the following: 'What is the significance of nationalisation of the banks?  It is that no effective control of any kind over the individual banks and their operations is possible because it is impossible to keep track of the extremely complex, involved and wily tricks that are used in drawing up balance sheets. Only by nationalising the banks can the state put itself in a position to know where and how, whence and when, millions and billions of rubles flow'.
In short, he trusted Banks about as far as he could throw a Romanov Princess and that was almost a hundred years ago so heaven knows what he would say about the banks today because his words still ring true today, banks are still operating a bundle of wily tricks to separate us from our money.
After the numerous scandals that have been exposed in the banking sector, it would seem that keeping such a shabby outfit in public ownership where it can be tightly regulated is in the public interest rather than the current course we are on of nationalising them before cleaning them up at taxpayer expense and then selling them back to the private sector to recoup the public money therefore handing them to a new set of people set to commit the same scandals as the previous owners.
Back in 2008 when the economy crashed, when the banks and bankers were being roundly condemned, one of the more ridiculous statements that was bandied about by the money men was that somehow, it was our fault. Apparently it was because we had been going to the banks to get loans and mortgages that we couldn't cover, living on the never-never and racking up debt and not caring that one day it would all come crashing down around our ears.
What drives me mad, apart from people refusing to take responsibility when caught red handed, is that we the public have all the power when it comes to greedy companies that continually punch us in the face and expect us to say thank you.
Every once in a while the idea of charging us to withdraw our own money lifts it head because the banks need to drive more profits, which is why they say they have to rip us off.
The head of Barclays Bank said that customers should pay because 'banks are not charging, it drives them inexorably into this sort of position' with the position being conning billions from the public in the payment­ protection racket and charging sky-high overdraft fees, all as he explained 'the consequence of not charging for bank accounts'.
I'm not sure what i think about the idea that if banks charged more, they would stop trying to mis-sell other financial products, offering derisory rates of interest, charging us for withdrawing our own money or charging us £25 for a letter. Oh wait, yes i do, its utter bullspit.
If the customers of one bank moved their accounts to another bank, the first Bank would spiral down until it collapsed and we, the public, would have taught it and all banks a valuable lesson, that we no longer are the soft touch they have long taken us for.