Imran Khan as better known to the English as a great Pakistani cricketer but after he gave up knocking English bowlers all over the place, he turned to politics and is now the countries Prime Minister and just like everyone else, has no love for Donald Trump, calling him 'ignorant and ungrateful'.
The spat was over Washington confirming it will withhold US military aid to Pakistan due to Islamabad's support for the Taliban although it may yet come out that it was in lieu of Pakistan launching an enquiry into another of his Democrat rivals.
Imran Khan was appearing on MSNBC when he was asked what advice he had given US President Donald Trump on the Afghan war raging on Pakistan's doorstep since 2001, said: 'While USA was pouring at least $1.5 Trillion into the futile Afghanistan war, China was developing 1st world infrastructure and today New York has bumpy roads'.
Great stuff, America paid trillions to Afghanistan who then gave it to China to rebuild the things the Americans blew up while American roads deteriorated.
Trump once said that if he wanted to win that war, it would be over in literally 10 days which is about as long as his Presidency has got left as the impending impeachment gathers pace, a few more bumps in the road figuratively and literally.
Sunday, 29 September 2019
Becoming British
For some mad reason there are people wishing to become British which means either they have not had access to a TV or newspaper over the past 15 years or they are coming from the increasingly fewer countries even more disorganised than here.
Rather than the obvious reaction of saying 'You Sure?' and checking for any signs of recent bangs to the head, they are welcomed with open arms, an exam and a huge bill.
The Immigration Department report that tens of thousands of people are accepted as UK citizens each year which is very nice, (welcome to our little windy, rain swept country by the way) but even better for our Treasury which makes a tidy little sum from the new Britishers.
First step to becoming British is to take a British Citizenship Test to demonstrate your knowledge of UK laws and history and score at least 75% (18 out of 24) because knowing who directed Chariots of Fire and that St. Andrews is the home of Golf is very important.
Once the exam is passed it's dig deep into the savings because the price of becoming a Brit is not cheap, £1330 per adult and £1012 per child.
With your bank account emptied, don't sigh with relief and buy a teapot just yet because there is still the official ceremony fee to pay (£80 per person) and one final £5 per person to take The Oath in which applicants swear that they will: 'give my loyalty to the United Kingdom and respect its rights and freedoms. I will uphold its democratic values. I will observe its laws faithfully and fulfil my duties and obligations as a British citizen'.
Finally, almost £1500 lighter and now armed with the knowledge that Sake Dean Mahomet opened the Hindoostane Coffee House in 1810 (no, me neither) you are now deemed British enough to moan about the weather, drink tea until you burst and complain about all the foreigners coming here along with the rest of us.
Welcome to Britain, make sure you bring an umbrella.
Rather than the obvious reaction of saying 'You Sure?' and checking for any signs of recent bangs to the head, they are welcomed with open arms, an exam and a huge bill.
The Immigration Department report that tens of thousands of people are accepted as UK citizens each year which is very nice, (welcome to our little windy, rain swept country by the way) but even better for our Treasury which makes a tidy little sum from the new Britishers.
First step to becoming British is to take a British Citizenship Test to demonstrate your knowledge of UK laws and history and score at least 75% (18 out of 24) because knowing who directed Chariots of Fire and that St. Andrews is the home of Golf is very important.
Once the exam is passed it's dig deep into the savings because the price of becoming a Brit is not cheap, £1330 per adult and £1012 per child.
With your bank account emptied, don't sigh with relief and buy a teapot just yet because there is still the official ceremony fee to pay (£80 per person) and one final £5 per person to take The Oath in which applicants swear that they will: 'give my loyalty to the United Kingdom and respect its rights and freedoms. I will uphold its democratic values. I will observe its laws faithfully and fulfil my duties and obligations as a British citizen'.
Finally, almost £1500 lighter and now armed with the knowledge that Sake Dean Mahomet opened the Hindoostane Coffee House in 1810 (no, me neither) you are now deemed British enough to moan about the weather, drink tea until you burst and complain about all the foreigners coming here along with the rest of us.
Welcome to Britain, make sure you bring an umbrella.
Shocking Truth Of Gender Confirmation Surgery
Something which i was previously very ignorant of is 'gender confirmation surgery', or as we called it back in my day 'a sex change', a growing quest for transgender people to fix the gender they were mistakenly born into.
Coming with a bill of between £100,000 and £200,000 depending on which gender you are fixing to become, it is not cheap but there are some very worrying and shocking aspects to the increasingly popular trend.
The full process starts with cross sex hormones which are puberty blockers surgery for both sexes and then for males wishing to go female, they first have their testicles removed, their penis inverted and a surgically created vagina and breast implants fitted.
For biological females, breasts are amputated, the ovaries and uterus removed and a penis and testicles constructed and for both sexes, after the surgery, patients face a lifetime of taking estrogen or testosterone hormones.
With America leading the way, the American Society of Plastic Surgeons, doctors performed 8,304 sex change operations in 2017 and in 2018, that number had risen to 9,576.
The American Heart Association have said that hormone blockers increase the risk of strokes, cancer, blood clots and heart attacks but worryingly the age that hormone blockers can be, and have been prescribed, is eight years old.
That doctors are issuing puberty blockers to children in preparation of non-reversible gender confirmation surgery is beyond appalling, a girl as young as 15 can request a mastectomy without parental permission and at no stage is a medical psychiatric test required.
The organisation that’s writing the treatment guidelines for transgender patients, The World Professional Association for Transgender Health (WPATH) who advise doctors on procedures to follow, is run by the company Veritas, a company who sit on the advisory boards for Lipocrine Pharma, a company that produces hormones, most notably the pre-surgery cross sex hormones and post surgery estrogen or testosterone hormones.
That nobody has seriously queried the ethics of the WPATH holding an advisory role in determining what treatments are given (and advising against psychiatric testing) in turn being advised by a company that makes large profits from the procedures they advise is stupefying.
That such a life changing procedure can be offered to an eight year old, an age when Santa is still faintly real and they can barely tie their own laces, is abhorrent and that someone is making millions off the back of it is shameful.
I say if you are even thinking about it, think about it seriously and if you are old enough to be mature enough to decide to go ahead with it and can afford it then that is your decision but be aware that if your unhappiness does not stem from the genitals that you pull your underwear over each morning, then you have changed your life immeasurably for nothing.i
Coming with a bill of between £100,000 and £200,000 depending on which gender you are fixing to become, it is not cheap but there are some very worrying and shocking aspects to the increasingly popular trend.
The full process starts with cross sex hormones which are puberty blockers surgery for both sexes and then for males wishing to go female, they first have their testicles removed, their penis inverted and a surgically created vagina and breast implants fitted.
For biological females, breasts are amputated, the ovaries and uterus removed and a penis and testicles constructed and for both sexes, after the surgery, patients face a lifetime of taking estrogen or testosterone hormones.
With America leading the way, the American Society of Plastic Surgeons, doctors performed 8,304 sex change operations in 2017 and in 2018, that number had risen to 9,576.
The American Heart Association have said that hormone blockers increase the risk of strokes, cancer, blood clots and heart attacks but worryingly the age that hormone blockers can be, and have been prescribed, is eight years old.
That doctors are issuing puberty blockers to children in preparation of non-reversible gender confirmation surgery is beyond appalling, a girl as young as 15 can request a mastectomy without parental permission and at no stage is a medical psychiatric test required.
The organisation that’s writing the treatment guidelines for transgender patients, The World Professional Association for Transgender Health (WPATH) who advise doctors on procedures to follow, is run by the company Veritas, a company who sit on the advisory boards for Lipocrine Pharma, a company that produces hormones, most notably the pre-surgery cross sex hormones and post surgery estrogen or testosterone hormones.
That nobody has seriously queried the ethics of the WPATH holding an advisory role in determining what treatments are given (and advising against psychiatric testing) in turn being advised by a company that makes large profits from the procedures they advise is stupefying.
That such a life changing procedure can be offered to an eight year old, an age when Santa is still faintly real and they can barely tie their own laces, is abhorrent and that someone is making millions off the back of it is shameful.
I say if you are even thinking about it, think about it seriously and if you are old enough to be mature enough to decide to go ahead with it and can afford it then that is your decision but be aware that if your unhappiness does not stem from the genitals that you pull your underwear over each morning, then you have changed your life immeasurably for nothing.i
Saturday, 28 September 2019
Seven Decades Of Chinese Growth Now Bearing Fruit
The modern history of China is often a sad one, brutalised and exploited by the British Empire,
a fierce occupation by the Japanese during WW2 and a country that never fulfilled its potential until the Chinese Communist Party (CCP) took over in 1949 although things never really improved under the new rulers for so long.
Mao Zedong's Great Leap Forward saw tens of millions starve to death with The Cultural Revolution adding another two million to that grim toll in a bloodbath of ideological frenzy.
It was only when Mao died in 1976 that China under Deng Xiaoping began to flourish, loosening the grip of Communism and integrating into the global economy even if it never embraced Western capitalism.
In 1949, average life expectancy was 36 years and China's GDP was $30.55 billion where today, its GDP is $13.6 trillion and life expectancy is 77 years.
With each building on the successes of the previous leader towards making China the World leader, the current leader, Xi Jinping, has said that China is not changing to fit the World but the World is changing to fit China.
Military spending has increased 83% over the last decade to £170bn, the second largest in the World after the US and China has upgraded in every department of its military including it's nuclear arsenal which worries it's neighbours especially Taiwan although it has resisted becoming embroiled in any of the Western wars in places like Libya, Afghanistan and Syria and has not fought a war for over 40 years.
China's economy is second only to the US and is expected to overtake that imminently, a reason America under Donald Trump has attempted to curtail it with a trade war although Africa is where Chinese trading eyes are looking, China being one of Africa's greatest trading partners and growing at 20% per year according to consulting firm McKinsey.
As well as trade it exports expertise globally in infrastructure - especially in building roads, bridges, airports, railways, 5G internet and power stations.
As for the World changing to fit China, Hollywood have rewritten films to show China if not in a good light then not in a bad one with one eye on the massive Chinese market and there has been a 20% rise in the UK alone of people learning Mandarin, pushed by the Government announcing plans to teach the language to school pupils.
The latest stage is an attempt to develop its image abroad with Xi Jinping developing China Global Television Network (CGTN), and expanded massively across the world, including a new hub in the UK and recruiting Western Broadcast journalists to make it appear slicker.
As 70 years of building are now bearing fruit, it will be a battle whether the West changes to fit China as Xi Jinping states or whether China will have to change, and reform, to fit in with the West and continue it's rise to the top seat.
As the UK was usurped by the US, an increasingly unpopular America run by an even more unpopular leader is being hunted down by China and could very soon find itself relegated behind an increasingly globally dominant China.
a fierce occupation by the Japanese during WW2 and a country that never fulfilled its potential until the Chinese Communist Party (CCP) took over in 1949 although things never really improved under the new rulers for so long.
Mao Zedong's Great Leap Forward saw tens of millions starve to death with The Cultural Revolution adding another two million to that grim toll in a bloodbath of ideological frenzy.
It was only when Mao died in 1976 that China under Deng Xiaoping began to flourish, loosening the grip of Communism and integrating into the global economy even if it never embraced Western capitalism.
In 1949, average life expectancy was 36 years and China's GDP was $30.55 billion where today, its GDP is $13.6 trillion and life expectancy is 77 years.
With each building on the successes of the previous leader towards making China the World leader, the current leader, Xi Jinping, has said that China is not changing to fit the World but the World is changing to fit China.
Military spending has increased 83% over the last decade to £170bn, the second largest in the World after the US and China has upgraded in every department of its military including it's nuclear arsenal which worries it's neighbours especially Taiwan although it has resisted becoming embroiled in any of the Western wars in places like Libya, Afghanistan and Syria and has not fought a war for over 40 years.
China's economy is second only to the US and is expected to overtake that imminently, a reason America under Donald Trump has attempted to curtail it with a trade war although Africa is where Chinese trading eyes are looking, China being one of Africa's greatest trading partners and growing at 20% per year according to consulting firm McKinsey.
As well as trade it exports expertise globally in infrastructure - especially in building roads, bridges, airports, railways, 5G internet and power stations.
As for the World changing to fit China, Hollywood have rewritten films to show China if not in a good light then not in a bad one with one eye on the massive Chinese market and there has been a 20% rise in the UK alone of people learning Mandarin, pushed by the Government announcing plans to teach the language to school pupils.
The latest stage is an attempt to develop its image abroad with Xi Jinping developing China Global Television Network (CGTN), and expanded massively across the world, including a new hub in the UK and recruiting Western Broadcast journalists to make it appear slicker.
As 70 years of building are now bearing fruit, it will be a battle whether the West changes to fit China as Xi Jinping states or whether China will have to change, and reform, to fit in with the West and continue it's rise to the top seat.
As the UK was usurped by the US, an increasingly unpopular America run by an even more unpopular leader is being hunted down by China and could very soon find itself relegated behind an increasingly globally dominant China.
Humbug
When female MP, Paula Sheriff, said that she had received death threats from people who quote Johnson’s words, he replied he had: 'never heard so much humbug in my life'.
For it to be the most humbug he had ever heard in his 55 years is quite a call from the Prime Minister because it was him who said he had allowed a grant of £100,000 of taxpayers money to a close friend’s American technology company that never met the criteria for a UK grant.
He also probably never heard himself say, when accused of staging a press opportunity at a hospital by an angry parent whose child was recovering in a ward following an operation that: 'There’s no press here' in front of a crowd of press.
It could be down to a heavy cold that has bunged up his ears that he has such a problem with hearing his own words this week because as he was saying the reason for suspending parliament was nothing to do with Brexit, the top eleven judges dismissed his reason as obvious nonsense and recalled Parliament.
Paula Sheriff's should feel proud that her one speech bringing up the repeated and very real threats of violence against MP's beats the Prime Ministers repeated level of Humbug so well done to her.
For it to be the most humbug he had ever heard in his 55 years is quite a call from the Prime Minister because it was him who said he had allowed a grant of £100,000 of taxpayers money to a close friend’s American technology company that never met the criteria for a UK grant.
He also probably never heard himself say, when accused of staging a press opportunity at a hospital by an angry parent whose child was recovering in a ward following an operation that: 'There’s no press here' in front of a crowd of press.
It could be down to a heavy cold that has bunged up his ears that he has such a problem with hearing his own words this week because as he was saying the reason for suspending parliament was nothing to do with Brexit, the top eleven judges dismissed his reason as obvious nonsense and recalled Parliament.
Paula Sheriff's should feel proud that her one speech bringing up the repeated and very real threats of violence against MP's beats the Prime Ministers repeated level of Humbug so well done to her.
Friday, 27 September 2019
Brexit And Your Football Team
With the self-inflicted madness that is Brexit still ongoing something which got a very brief mention during the referendum but seems to have been overlooked ever since is the effect on the National game of football.
The Football Association put the number of foreign players in the Premier League at 65% and 50% in the Championship and when (or if) Brexit takes effect, every one of those players would be treated as outside EU players are treated at the moment which is based on a far stricter criteria which includes gaining a work permit based on transfer fees, salary, international caps and the FIFA ranking of a player’s national team.
Last year, the FA estimated that almost two thirds of European players from outside England would not have qualified for the work permit which would have a massive impact on English teams.
The FA have been lobbying the Government for special arrangements without much success and most worried will be my team Arsenal who football magazine 90 Minutes, put the number of foreign players at 22 of the 26 first team squad.
Manchester City have 22 foreign players from their 29 man squad, Chelsea 21 from 28, Manchester United 26 from 35, Tottenham 20 from 29, Liverpool 19 from 29, Everton 22 from 35 although Bournemouth would be best placed with only 9 foreign players in their 25 man squad.
I guess if a plummeting pound, shortages of fuel, food and medicine, job losses, customs delays and
civil unrest is not enough to see Brexiters see sense, the top teams being usurped by Bournemouth may do it.
The Football Association put the number of foreign players in the Premier League at 65% and 50% in the Championship and when (or if) Brexit takes effect, every one of those players would be treated as outside EU players are treated at the moment which is based on a far stricter criteria which includes gaining a work permit based on transfer fees, salary, international caps and the FIFA ranking of a player’s national team.
Last year, the FA estimated that almost two thirds of European players from outside England would not have qualified for the work permit which would have a massive impact on English teams.
The FA have been lobbying the Government for special arrangements without much success and most worried will be my team Arsenal who football magazine 90 Minutes, put the number of foreign players at 22 of the 26 first team squad.
Manchester City have 22 foreign players from their 29 man squad, Chelsea 21 from 28, Manchester United 26 from 35, Tottenham 20 from 29, Liverpool 19 from 29, Everton 22 from 35 although Bournemouth would be best placed with only 9 foreign players in their 25 man squad.
I guess if a plummeting pound, shortages of fuel, food and medicine, job losses, customs delays and
civil unrest is not enough to see Brexiters see sense, the top teams being usurped by Bournemouth may do it.
Thursday, 26 September 2019
The Case Against Capital Punishment
Despite being sacked by her predecessor, Priti Patel has returned to Boris Johnson’s cabinet as home secretary which led to a chorus of concerns regarding her past in human rights and a 2011 clip of her calling for capital punishment has resurfaced.
In 2011, while during a discussion around Capital Punishment on BBC's Question Time, Private Eye editor Ian Hislop said that the inaccuracy of sentencing in the UK would mean innocent people would be killed by the state and referenced several cases where people were incorrectly charged with murder only to be cleared years later.
In response, Patel argued capital punishment can act as a 'deterrent' to serious crime and you would need strong proof to convict, and then execute people which Hislop responded that the people he mentioned would be dead as they were thought guilty originally.
'The point is' Patel continued 'it’s about having deterrents' to which Hislop interrupted with 'It’s not a deterrent killing the wrong people'.
According to Amnesty International, 'scientists agree, by an overwhelming majority, that the death penalty has no deterrent effect' although the greatest argument against that has to be that in the 53 countries that still have the death penalty, murders still happen.
I can't see how another death, in the case of Capital Punishment legalised murder by the state, make anything better because the tragic thing is that cutting short another life doesn´t bring back anybody killed or heal any of the pain, what it does do is fulfil the lust for revenge.
The logic that we must take their life because they took a life never made much sense to me, two wrongs don't make a right, i would much rather leave them sitting in their cell, slowly rotting and regretting everyday of their miserable incarcerated life as their naturally allotted time on this planet slowly ebbs away.
In 2011, while during a discussion around Capital Punishment on BBC's Question Time, Private Eye editor Ian Hislop said that the inaccuracy of sentencing in the UK would mean innocent people would be killed by the state and referenced several cases where people were incorrectly charged with murder only to be cleared years later.
In response, Patel argued capital punishment can act as a 'deterrent' to serious crime and you would need strong proof to convict, and then execute people which Hislop responded that the people he mentioned would be dead as they were thought guilty originally.
'The point is' Patel continued 'it’s about having deterrents' to which Hislop interrupted with 'It’s not a deterrent killing the wrong people'.
According to Amnesty International, 'scientists agree, by an overwhelming majority, that the death penalty has no deterrent effect' although the greatest argument against that has to be that in the 53 countries that still have the death penalty, murders still happen.
I can't see how another death, in the case of Capital Punishment legalised murder by the state, make anything better because the tragic thing is that cutting short another life doesn´t bring back anybody killed or heal any of the pain, what it does do is fulfil the lust for revenge.
The logic that we must take their life because they took a life never made much sense to me, two wrongs don't make a right, i would much rather leave them sitting in their cell, slowly rotting and regretting everyday of their miserable incarcerated life as their naturally allotted time on this planet slowly ebbs away.
Reining In Boris
Someone, deep inside the belly of the Conservative Party, came up with the wheeze of using WW2 military terms to define Brexit so we have the 'Surrender Bill' to describe the act to stop a no deal Brexit, MP's supporting the Bill called 'traitors' and labelling the EU as 'dictators'.
That the Prime Minister said the best way to honour the MP stabbed to death by a right wing Brexit supporter while she campaigned for the opposite is a particular low and to then say to a female MP that her concerns that his language could fuel further violence against MP's was 'humbug' is reprehensible.
Given his week included being accused of lying to the Queen and Parliament, Mr Johnson seems to have taken a leaf from the Donald Trump school of charm and struck a confrontational posture, drawing links to the under fire American President.
Thankfully due to OFCOM rules, British broadcasters bear little resemblance to the highly partisan US networks although the self-regulated Press have a freer hand to play into the role Boris is trying to portray, with the right wing newspapers being particularly keen on the latest Boris persona.
Less than 24 hours after Johnson ignored the warning about the effect of his language on the toxic atmosphere in the UK, a man attacked the office of one of those MP's who told him that lives were in danger.
The Conservatives need to rein in their leader as we know exactly what kind of a man he is and they need to ask themselves is he really fit to run the country and lead their party, because we know that if this goes on another MP will die.
That the Prime Minister said the best way to honour the MP stabbed to death by a right wing Brexit supporter while she campaigned for the opposite is a particular low and to then say to a female MP that her concerns that his language could fuel further violence against MP's was 'humbug' is reprehensible.
Given his week included being accused of lying to the Queen and Parliament, Mr Johnson seems to have taken a leaf from the Donald Trump school of charm and struck a confrontational posture, drawing links to the under fire American President.
Thankfully due to OFCOM rules, British broadcasters bear little resemblance to the highly partisan US networks although the self-regulated Press have a freer hand to play into the role Boris is trying to portray, with the right wing newspapers being particularly keen on the latest Boris persona.
Less than 24 hours after Johnson ignored the warning about the effect of his language on the toxic atmosphere in the UK, a man attacked the office of one of those MP's who told him that lives were in danger.
The Conservatives need to rein in their leader as we know exactly what kind of a man he is and they need to ask themselves is he really fit to run the country and lead their party, because we know that if this goes on another MP will die.
Trump Dodged Russia But Ukraine Got Him
The Trump Government was never going to end quietly and we are in the very real danger of the World being a less Orange place shortly as the American President and his ridiculous family face being unceremoniously bundled out of the White House.
A CIA whistleblower has submitted a complaint that Trump abused his office to solicit assistance from a foreign country in the 2020 election and that White House officials participated in a cover-up to keep it from being made public.
It all centres around a telephone call Trump had with the new Ukrainian President, Volodymyr Zelenskiy, in July where he allegedly pressured the Ukrainians to investigate the Biden's family's business dealings and then removed the conversation from the computer system that is typically used for such records of calls with foreign leaders.
The President allegedly suspended $400m (£323m) military aid to Ukraine in order to incentivize the country’s officials to investigate his political rival, Joe Biden, and his son, asking 'for a favour' and saying 'we do a lot for Ukraine. We spend a lot of effort and a lot of time. Much more than the European countries are doing', adding the US 'has been very, very good to Ukraine'.
According to the whistleblower, this was not the first time the Trump administration removed a presidential telephone transcript and stashed it in a secure codeworded system which doesn't look good for the man who somehow managed to dodge being brought down by his links to Russia but seems likely to be hacked down by his dealings with Ukraine.
A CIA whistleblower has submitted a complaint that Trump abused his office to solicit assistance from a foreign country in the 2020 election and that White House officials participated in a cover-up to keep it from being made public.
It all centres around a telephone call Trump had with the new Ukrainian President, Volodymyr Zelenskiy, in July where he allegedly pressured the Ukrainians to investigate the Biden's family's business dealings and then removed the conversation from the computer system that is typically used for such records of calls with foreign leaders.
The President allegedly suspended $400m (£323m) military aid to Ukraine in order to incentivize the country’s officials to investigate his political rival, Joe Biden, and his son, asking 'for a favour' and saying 'we do a lot for Ukraine. We spend a lot of effort and a lot of time. Much more than the European countries are doing', adding the US 'has been very, very good to Ukraine'.
According to the whistleblower, this was not the first time the Trump administration removed a presidential telephone transcript and stashed it in a secure codeworded system which doesn't look good for the man who somehow managed to dodge being brought down by his links to Russia but seems likely to be hacked down by his dealings with Ukraine.
Wednesday, 25 September 2019
When I Grow Up...
Most people believe that on the 18th Birthday a person is no longer a boy or a girl but a man or a woman but it is one of life's most difficult decisions when to put away childish things and become a fully fledged adult and research has found that 31 is the age when we reach financial maturity but lender Zopa has a handy guide to when we can actually join the grown up club.
You receive a brown envelope in the post without automatically assuming someone is planning to throw you in prison.
You make your own lunch every day
You don’t buy anything until you have searched the internet for the best deal
You read literature from a bank or insurance company
You have a pension plan
You shun all the latest fashions
You have an emergency fund
You know your credit rating
You know how much money is in your account
You have home and life insurance.
Oh Dear, my pension plan relies heavily on winning the lottery and my emergency fund is a Snickers Bar hidden between the vegetables in the freezer while the only insurance i have is for my car and that's because it automatically renews every year and behind the toaster is a wedge of unopened Bank letters, so i still have a long way to go.
You receive a brown envelope in the post without automatically assuming someone is planning to throw you in prison.
You make your own lunch every day
You don’t buy anything until you have searched the internet for the best deal
You read literature from a bank or insurance company
You have a pension plan
You shun all the latest fashions
You have an emergency fund
You know your credit rating
You know how much money is in your account
You have home and life insurance.
Oh Dear, my pension plan relies heavily on winning the lottery and my emergency fund is a Snickers Bar hidden between the vegetables in the freezer while the only insurance i have is for my car and that's because it automatically renews every year and behind the toaster is a wedge of unopened Bank letters, so i still have a long way to go.
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