Christmas is coming and everyone is feeling the pinch but the banks are not lending and nobody with a brain cell knocking around inside their head would go to a payday loan company and now Finland is off the table also as it has its Triple A rating downgraded.
With so many countries struggling, there are are only 9 countries left that have managed to retain the prized credit status after the financial crisis and therefore safe to lend money to if they come knocking.
If you don't want to face the whining 'can i pay you double next month?' when you turn up to collect your loan, do not lend money to anyone except Australia, Canada, Denmark, Germany, Luxembourg, Norway, Singapore, Sweden or Switzerland.
Anyone else and you are taking your chances that you will be left writing off the loan as a bad debt because you should trust them as far as you can throw a Ukrainian who come out the absolute worst in 'wave goodbye to your money list' and you may as well set fire to your purse with as much chance as welcoming that crisp tenner back into your piggy bank.
Best to turn out the light and pretend nobody is in if the person at the door isn't any of those above and beware that Americans sound exactly like Canadians and New Zealanders the same as Australians so ask for birth certificates before reaching for the cheque book.
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