Most people believe that on the 18th Birthday a person is no longer a boy or a girl but a man or a woman but it is one of life's most difficult decisions when to put away childish things and become a fully fledged adult and research has found that 31 is the age when we reach financial maturity but lender Zopa has a handy guide to when we can actually join the grown up club.
You receive a brown envelope in the post without automatically assuming someone is planning to throw you in prison.
You make your own lunch every day
You don’t buy anything until you have searched the internet for the best deal
You read literature from a bank or insurance company
You have a pension plan
You shun all the latest fashions
You have an emergency fund
You know your credit rating
You know how much money is in your account
You have home and life insurance.
Oh Dear, my pension plan relies heavily on winning the lottery and my emergency fund is a Snickers Bar hidden between the vegetables in the freezer while the only insurance i have is for my car and that's because it automatically renews every year and behind the toaster is a wedge of unopened Bank letters, so i still have a long way to go.